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Payments
RTP General information
RTP Validation Operations Flow
RTP API Features & flows

Real Time Payments (RTP) General information

Real Time Payments (RTP) enables both domestic and cross-border money transfers with speed and 24/7 availability, all while adhering to strict risk controls.

The solution is currently available for the following use cases:

  • P2P (Person to Person): Fund transfer between different users and different issuers.

    P2P RTP

  • M2M/A2A (Machine to Machine/Application to Application): Fund transfer between the same users and different issuers.

    M2M RTP

  • Xborder transactions: It is available for both domestic and cross-border transactions.

    Xborder RTP

The Real Time Payments Component is responsible for orchestrating the core validation operations: Inquiry, Security, Customer Monitoring, and Foreign Exchange Rates, to execute the money transfer processes.