Transactions

Cash Management

Real-time cash management tools (e.g. disbursement, recovery, cash in, cash out)

General Description

Our cash management APIs make it easier to manage money in real time like disbursing and recovering unused funds, requesting payments between businesses, merchants, corresponding agents and end users.

Available Functions

  • Cash disbursement
  • Cash recovery
  • Deposits – Cash in
  • Withdrawals – Cash out

Benefits

24/7 Availability

24 hour online operations

Secure Access

Reduce the risks associated with using cash

Simplified Management

Greater efficiency in cash management and disbursement functions

How it works

Cash Disbursement / Deposit

1. Businesses / Merchants / Correspondent Agents / Cardholders (End Users):

  • Enter the API data required: ID/Amount
  • Confirm the operation accepting the service fee

2. NovoPayment:

  • Verify the availability of funds
  • Block the requested amount (deposit/disbursement + service fee)
  • Disburse funds
  • Reconcile and update balance

Recover Funds / Withdrawals

1. Businesses / Merchants / Correspondent Agents / Cardholders (End Users):

  • Enter the data required by the API: Last 6 digits of the card / Amount
  • Confirm the operation and accept service fees

2. NovoPayment:

  • Review available funds
  • Block the requested amount (deposit/disbursement + service fee)
  • Proceed to charge the card and fund in the account
  • Reconcile and update balance
  • Businesses
  • Merchants
  • Corresponding Agents
  • Cardholders (End Users)

APIs

Cash_Enterprise (CSH_EN)

  • Enterprise Account - Deposit
  • Enterprise Account - Withdrawal

Cash_Cardholder (CSH_CH)

  • Cardholder Account - Deposit
  • Cardholder Account - Withdrawal

Cash_Merchant (CSH_ME)

  • Merchant Account - Deposit
  • Merchant Account - Withdrawal

Cash_Bank_Correspondant (CSH_BC)

  • Bank Correspondent - Deposit
  • Bank Correspondent - Withdrawal

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